Welcome iStrategy Net clients!
We have partnered up with a service that allows clients to take control of their credit scores.
Stop paying higher interests rates and getting denied credit cards. We are offering the ability of Rent Reporting so clients can build credit faster!
Let us help you ROCK YOUR SCORES to financial freedom!!!
Contact us at 704-228-1409
Start Rocking Your Score
Start reporting your positive rent payments to credit bureau(s) Enrolling is quick & easy. Start today!
Verify Rent Payments!
Simply upload your Lease and Photo ID. We verify your payment history & report ongoing rental payments to immediately improve your credit profile.
Establish Trade Line!
Your on-time rent payments are reported to selected credit bureaus each month. Most renters add their rental history for the previous 24 months ($99 one-time fee) for the greatest impact to their credit profile.
Improved credit & higher scores will open many new doors & can provide a huge financial benefit. Banks, Lenders, Auto Dealers, Insurance Companies, & many other entities base their interest rates or premiums on your credit profile. Did you know...80% of employers now review credit in the hiring process! Great Credit Matters!
Our Rock Solid Promise!
100% Refund Guarantee
We make this a painless process that most landlords and property managers are happy to participate. However if they are not supportive, then you don’t pay a penny.
Seasoned & Open Trade Line!
Add Rent History For Best Results
We recommend reporting both your historical data along with ongoing rent payments. A seasoned and open trade line provides the biggest boost possible to your credit profile.
Do You Have Multiple Landlords?
We can report for one, two even three landlords covering the past 24-months. Adding Historical Rent Reporting provides a tier-one seasoned trade line for the biggest boost to your credit profile.
Will this affect how I pay my rent?
No. You will continue to pay your rent to your Property Management Company in exactly the same way that you currently do. Nothing changes!
How will my rent payments be verified?
You provide us with basic information on your landlord or property manager when you enroll. We contact them and verify your rent payments to build the credit you deserve from your timely rent payments. There is no fee to your landlord or property manager to verify your rent.
What if my landlord won't verify the payments?
Our Rock Solid Promise is a 100% refund policy, guaranteeing that if we are unable to verify your rent with your landlord or property manager you won’t pay a penny! Our business is dependent upon happy customers & long-term relationships.
How much will my credit score increase?
We cannot guarantee a specific score improvement or a specific time-frame because everyone’s credit situation is unique. However we can verify your last 2 years of rent payments. That payment history once calculated into your credit profile can help you build credit history & hopefully improve your credit score(s).
Will I need to provide a lease or rental agreement?
Yes, the credit bureaus do require a document between you the tenant & your landlord to establish the date the rental payments started, the frequency of payments, & amount due. We find that most tenant/landlord relationships already have some sort of lease agreement. However, if you do not have a written agreement, you need to contact your landlord & establish one before we can report your rental payment history.
Can I just report historical rent history?
Yes you can, however we would not recommend doing that. If we just report the past 24-months of historical rent payments & do not verify any on-going rent payments it would show on your credit report as a “closed account” & closed accounts do not impact the credit scoring model as effectively as “open accounts.” We recommend you enrolling & reporting both your historical data along with ongoing rent payments, that way the account is “open” & you will get the biggest boost possible on your credit score. You can cancel at any-time once you do not need the program any longer.
Can I add a Spouse or Roommate?
You’re spouse or your roommate can also enroll & gain the same benefits of rental reporting. Plus we will send you $15 for referring them. However, the refer-a-friend program is ONLY applicable if both you & your roommate or spouse enroll for "historical" reporting.
What happens if I pay my rent payment late?
All credit including rent payments are only considered late on your credit report if the payment is received more than 30-days past the due date. So as long as you pay your rent within 30-days of your due date, it will be counted as an "on time" payment on your credit report. Remember to pay all your bills including rent on time, it’s very important!